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Loans : An Introduction |
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A Guide to Loans Services
An Independent Guide to the UK Loans Market. |
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If you apply for a loan but your application is unsuccessful, your credit rating can be affected. In order to prevent this from happening, and to save wasting your time applying for a loan that you will be refused, it is very important that you select the right type of loan below to suit your circumstances.
Unsecured Personal Loans
Suitable if you own a property and have a good credit history. (Even though the loan is not secured against your property, lenders will usually require you to be a home owner.)
Car Loans
Suitable if you are looking for a deferred payment loan or a loan to be secured on your car not on your home.
Secured Personal Loans (Homeowner Loans)
Suitable if you own a property and have a good credit history. On average, secured loans offer a lower interest rate than unsecured loans.
Debt Consolidation Loans
Suitable if you own a property and are looking to reduce your monthly outgoings by consolidating your existing debts into a single, more manageable monthly payment.
Flexible Loans
Suitable if you own a property but have recently been refused a personal loan or other forms of credit, or if you have arrears, county court judgements (CCJs), defaults or bankruptcy. |
