It is a legal requirement in the UK to have a valid Motor Insurance policy when driving a vehicle on public roads. The Road Traffic Act states that all motorists must be insured against their liability for injuring other people (including passengers) and for damage to other people's property resulting from the use of a vehicle on a British road.

Shopping for motor insurance - not the most exhilarating of activities but a chore every car owner in the UK must perform. When you search for a motor insurance quotes, all providers will begin by asking you these questions, so it will be handy to make a note of them before you start.

- Your vehicle registration and value
- Your name and date of birth
- The insurers require a VALID postcode and house name or number to get an indicative quote for you.

It is essential that you enter a valid registration in order to get a valid quote. You are also asked questions on type of required cover, excess and what your current renewal price is - in order to calculate the amount of saving you could make.

Finally you're presented with a details page containing information such as excess, additional extras and optional extras along with their costs.

You also have the option to buy online as different insurers offer you percentage discounts when you purchase online.