Most mortgage lenders will insist on you having building's insurance when you take out a mortgage with them. In doing so they will also try to get you to take out their own, often expensive policies. By shopping around, you can typically save 30% on your monthly premiums.

Contents insurance is often sold with buildings insurance, but incredibly, more than 25% of homeowners don't have it. Of those that do have it, they are often paying too much again, as in the majority of cases it was sold to them as part of their overall package.

Research suggests the people who don't take out contents insurance are often are put off by the complexity of some policies.

The purpose of this section is to explain the differences in home insurance policies, describe the main features of each, and advise you on the most common things you'll need to look for when deciding on which insurance you need.

Our aim is to help save you money, and we've put together a short list of some popular home insurers so that you can look around to find the most suitable policy to match your needs.

If you already know what you're looking for, you can skip straight to our featured insurance companies, or search the insurance directory directly to find the right insurer for you.